I will answer your question from my book 5 DEADLY SINS THAT CAN DESTROY YOUR ACCIDENT CLAIM.
THE FIRST DEADLY SIN: Talking with an insurance company before you talk to a lawyer… Don’t do it.
Do not talk to the insurance company or your insurance agent until you speak with an experienced personal injury attorney. After you have been involved in a vehicle accident you are clearly emotionally traumatized. Many people will tell you that you should contact your insurance company. Stop. After you go to the emergency room you should call an attorney immediately. Many times the insurance company will learn about your case and call you for a recorded statement. Do not give them any statement. Do not allow them to record your statement. Do not give any statement until you talk to a personal injury attorney to guide you.
The claims adjuster will do everything they can do to destroy your case. If you guess at your speed or say anything that can hurt your case, you may lose your entire case. The insurance company will try to use everything you say against you so that they will not have to pay you any money or as little money as possible. Insurance claims adjusters are looking out for the insurance company 100%.
You order my book from our website for free. I wrote the book to answer questions just like this. I hope this has been helpful.
Lawrence K. Land